Permanent Head Damage (PhD)

It has been a while since I last saw or interact with her. It was last sunday while I was running an errand at a mall when I saw somewhat a familiar face. She was sitting down at a restaurant, not waiting for anyone but the waiter. I approached her and asked, "hey, how was studying?" "dude! i never thought PhD is sooo hard! I am burning my brain out!" Then she held her plate to me, "dude, you wanna eat this?"




"whoa," i said, "take it easy, babe!"


suddenly..


she threw her fork at me. with such a force that it penetrated into my cheek! i was bleeding profusely.. unable to keep my consciousness, i fell onto the floor.

i was dead for few hours before they surged me with the highest voltage possible.

thank God I do not suffer any permanent injury but she.. she suffer permanent head damage while attempting her PhD.



=P

Life and planning ahead

Plan changes, because you never know what will happen tomorrow.
I always change my plan. I change when I acquire more knowledge. When you have more information, you can plan better. The better you plan, the more ready you are to face the challenge in the future. With proper planning, you can even be prepared for something unexpected. You are calm when faced with surprises. Because in your planning you have not one way of going forward, but you are prepared with options for different scenarios. You will never be accused of over-planning. But let's not deter any progress of moving forward by thinking too much. Thinking too much that you are afraid stepping forward because you are trying to visualize all possibilities of stepping forward and not stepping forward. So let us not be confused with "planning" and "thinking too much". Yes, planning need some thinking but not to the extend you are procrastinating everything. You have to be quick in making scenarios and let some thoughts go away.

I am an engineer. I plan to become an engineer since I was a student at secondary school. I ruled out medic since I have never been comfortable with bloods and cutting anything that is living (or even some dead animal such as frog). I never have the complete information of what I can be when I grow. All I can think of is that I want to build things and so I must become an engineer. Yet even when engineers build things, they are not usually doing something spectacular, most engineers are just designing based on available designs. Well, I think i am saying something wrong, so let's not continue about what engineer is doing.

When I was an engineering student, I realized that all the theories being taught are too complicated. Most of us end up memorizing rather than understanding.

Wait.. I am digressing..

What I wanna is say that plan can change. It's ok to steer into different direction when you gain more knowledge. Life is about learning. You may not know what you really want to do in life. But it's ok. Life is about trying. If you do not try then you will never know. You may not want to believe everything people tell you. What they experience may be totally different from your own experience.

I am now an engineer but now I am doing an MBA. I am interested with financial engineering. Learning how money is being manipulated by the west. Perhaps, I would like to do a PhD in Financial Engineering, win a Nobel prize for creating a formula that can eradicate interest in common financial instruments. I would like to be writing at the wall street journal. Perhaps, I should begin writing there first before applying for PhD at a prestigious university in UK or US. After all they are the king of manipulators.. creating money out of nothing.

Interest rate to slow down the economy

from the depth of my mind, the mind speculates.

economy: the interest rates are going up, meaning that the cost of borrowing will increase, making purchases of things less affordable. this is a sign that the central bank is applying a slight force to slow down the economy. this is done to ensure that inflation would not take place as too many people afford to buy houses, cars and other things while, at the same time encouraging people to save money. (as the cost of borrowing increases, so does the profit from saving money in the bank). people who deposit money in the bank are technically the lender.

why is this happening? prices of things especially houses are going up too quickly because demand exceeds supply. and the gap between the demand and supply is growing at a fast rate.

will the bubble explodes? not in the near future. the central bank is taking the right decision to slow down inflation. i speculate that the interest rate will continue to increase eventually, as the demand for houses keep on increasing. with the help from banks, an average joe with a salary of RM 3000 can manage to buy a house amounting to RM 400,000. if no proper mechanism to screen affordability are in place, then even those who cannot afford to pay the monthly installment will be approved to buy a house beyond their means. causing the bubble to burst.

inflation is on the rise as the value of basic goods getting more expensive. the electricity tariff has just gone up. while the tariff hike does not introduce shock to consumers using less than RM 77 worth of electricity, they will eventually feel the effect through the increase of other products, as these commercial users of electricity will incur more cost due to tariff hike.

purchasing parity will go down. meaning that with the same amount of ringgit, you can buy less items that you used to do a while back. implying that the value of ringgit has gone down. so what is not being affected by inflation? GOLD. the same amount of gold can be used to buy a goat during the times of Prophet Muhammad SAW as you can do it today.

but the futures price of gold is lower than the spot market price of gold. why? because market expects that the supply of gold cannot be promised in the future. gold is becoming too valuable in the future that people believe that no price today can guarantee the delivery of gold.

Ahhh how time flies.

nowadays, the time feels shorter and shorter each day. today i tried to fill in my claim form but to no avail. the day ended without me doing anything really. just talking with friends, surfing the web and read some articles. the banging sound in the building due to some construction works being done also inside the building exaggerate my unwillingness to do any work, not forgetting Monday blues.

how time flies. only 4 classes left this semester.

i really don't know how to approach her. i don't want to lose her..

the more I see it the more resemblance I am feeling

OMG. i am feeling more confidence of looking at her. but never yet a word was spoken. somehow the lips are glued together whenever I was passing through.

She's not really photogenic. In real life she is way more beautiful. Her resemblance to Nora Elena is taking more and more shape every time I look at her.

Timing is vital. I don't want to make an awkward moment by teasing her.

Perhaps next week will be something to look forward too. It's midterm exam and I will be sitting at the very back so I can look at her. =D