A white forte reporting in.

Received the baby forte yesterday late in the afternoon after 6 pm eventhough it was ever ready few hours before that but i was not able to come any earlier due to unavoidable circumstances. It was not conceived yesterday but had been running around for about 300 km before it came reporting to me. It came unharm and without any proper tinting resulting in impromptu persuasion from mu sales agent. I thought it came tinted but was told that the tinted is there incorporate to the glass at minimal 30%. I thought of delaying the tinting to a time when it is absolutely necessary but had to gave in to the SA's perseverence. Wihthout a doubt I figured that he will get some commission upon bringing me to the tint shop.

Nevertheless, the ride is marvellous. Despite reading comments that the engine was rough, i would have to disagree. The engine was smooth at idle and constant speed. The pickup depends on how hard the gas pedal was pressed. The harder it was pressed, the louder is the roaring sound (but not as loud as ferrari or lamboghini) and is faster the acceleration.

I am still not quite done with the drive as I am going back to kuching today. The dumbest thing happened as I burnt the ticket due to my late arrival to the airport. All i could say to myself is not to take things so easily eventhough the task seems so simple. That being said, i missed the flight because I could not get any taxi to fetch me from sepang to the airport. What seems not logical happens, no taxi seemed to want to stop and give me a ride and the scarcity of taxies and busses were unbelieavble on a friday afternoon at sepang. Alas, i got a bus heading to KLIA and had to jump halfway in order to catch a taxi to LCCT which cost me 30. Unbelievable! Eureka. Here i am sitting in the airport waiting for the next availabe flight at 6.40 pm. Fyi, i had to buy a new ticket in order to go back. My ticket was not entertained eventhough i arrived 10 minutes before the flight's departure time. The counter agent said that the gate had already closed and if i insist on going to fly to kuching, i should buy a new ticket. The new ti ket is indeed more expensive but rather than going back to m house and the office empty handed empty mind i just bought the ticket.

Tomorrow, would it be?

Got a called today at 11 am while having my morning tea break from my sales agent whose I decided not reveal to anyone unless it is truly necessary. He asked for the details on my insurance, on the NCD on how much I should be charged and waived due to my current NCD entitlement. He was saying that since my loan is a full loan, thus the insurance premium would be higher than buying the car without applying the full loan. Fortunately, the higher cost of insurance premium can be offset with my current NCD entitlement so that I do not have to pay any extra. He called to get my current insurance which luckily was made online last year through MYEG. With that I just need to forward the email sent by MYEG to him so that he can processed the application and the registration for the new white Forte. I called again later that afternoon to know about the progress of getting the new Forte, well good news he said that I would be able to collect the car tomorrow evening after work. I hope that I will arrive in KL early after the visit to a hot spring in Slim River Perak in the morning. So that I would be able to rush through the traffic to get back to Ampang.

However, he did not say anything about my current car. To be on the safe side I will just prepare the car to be handled over to him. I will also prepare a check to pay off the balance of my current loan of my current car.

I'd love to see tomorrow. I am looking forward to it. Everything that will happen tomorrow.

Agreement Signed but color could be white, etc.

Signed the agreement yesterday (paid RM190 for stamping), a rush day of Friday after collecting my car from my father. The hassle was not over as I had to go to the sales agent in order to show my current car to the panelist. The panelist, Wong was not at all to happy as he had been waiting since 3.30pm and I only arrived an hour or so later. Further disappointment as the car was manufactured in 2007 rather than 2008. After minutes of looking here an there, touching and feeling the car, Wong offered 13k for the car and I just accepted? Why? Why didn't I haggle for a higher value? Perhaps I did not want to dragged it further as I had been rushing and sweating. Moreover, I honestly would not even buy the car more than 15k.

As for the new car, all was left at the moment was a white one. After some inspection on the white car, I agree to take on the color instead of a metal bronze, however, the white car was not really all available as there was somebody else eying for that as well. Well, the sales agent had to confirmed with his boss first and will get back to me perhaps on Monday. I paid him RM240 for registration and all. I also trusted him with the original ownership grant of my current car. I Allah I trust that He will protect me from the bad and worst of the world and the hereafter.

Forte Metal Bronze (3)

The agent called to inform that the full loan has been approved after minor adjustment from yesterday by omitting zakat deduction in the payslip. The key is to produce a letter saying that the deduction has been removed in order for the 0.5 formula to work. Nothing seems straightforward in 0.5 formula. In order to qualify for the loan, your total salary must be able to retain 0.5 of your total pay i.e. the amount of loan eligible is equal to {gross Income x 0.5 - EPF - other deductions}.

Next is the signing of the agreement which was agreed today be carried out on Friday afternoon. A slight delay as the metal bronze color is not available on the spot. I refused to settle with a white since white is too common on the road. It is fate, since I have been worrying on leaving the car on its own while I am away on a jetplane to Kuching for 5 days. Now that the car will take some time to arrive (probably 2-3 weeks), I will have nothing to worry when I will be away on the next weekend.

It is something to look upon as I will be delaying the engagement of the mission and will be on a lookout along the way.

Dad gonna arrived on Thursday to go to Malacca the next day. Guess it is gonna be a surprise after all.

Forte Metal Bronze (2)

The bank called today at around 3 pm just after I got back from friday prayer/break. They asked for some info such as my address, my mom's name, and to clarify few things such as my IC no. and my name. It was smooth sailing, the banker told me that my loan has no problem and is expected to be ready next week either on Monday or Tuesday.

He asked for few things though, to be submitted when signing the loan agreement next week:

1. copy of my IC
2. copy of my license
3. bank statement that mention the depositing of my salary
4. job confirmation letter
5. Biro Angkasa Form
6. RM 190 to pay the stamps.

He said there were 7 things to bring but either I forgot the seventh or he forgot to mention it or maybe it has been already been submitted by my agent.

I also called the bank that loan me my current car. As of today, I still have RM19,930.40 to pay during the agreed period of time. However if I choose to settle the loan by the end of this month, I just need to pay RM17,368.80. I hope that my car can sell of around 17k so I do not have to pay much when finalizing the deal later.

Somehow, somewhere inside I feel no feeling for the girl that I am currently with. As if I am not expecting anymore of friendship. So I keep my cool and let time goes and I decided to appear online lesser at my yahoo. So that she may feel the same way about me that we are just going to be friends and no more than that. Sorry, that I am only listening to what my body is telling me, my heart and my brain. I should fly higher, deeper and wider to find the truly dearly zarina of mine.

Forte Metal Bronze

Yesterday [7-7-2010], I was a little out of my mind. I forgot my ID so could not enter the office without somebody else opening the door for me. It was annoying and troublesome. I was not feeling well as well so on the way back home I decided to visit a doctor. Prior to visiting the doctor I stopped at few places just by instinct.

After the long traffic on the way to Carrefour (oh yes, I would also like to buy Gamoden since it is effective to strengthen and immunize my body against allergens, since I have been getting my asthma back since the weekend I got on a flu), I saw a Naza showroom at the Ampang waterfront. Since I have been eying the beautiful body of a forte I decided to stop by and examined the forte closely. Oh, what a beautiful sight it is especially the forte 2.0, the interior feel so tough and safe thanks to the 6 airbag surrounding the inside. There are plentiful of features stuck inside the forte that I heart such as the auto cruise function and IPOD connectivity.

I let myself in, sitting at different sides of the forte, it just feel right. That is when the sales agent persuade me to book the car I agreed. So, yesterday I just made my booking on a forte. Wow what a decision, I asked the sales agent to also help me settle the current loan on my iswara aeroback which had been bought at the beginning of 2008. He said he will deal with the bank to help me settle the loan by selling the car to second hand dealer, when he made a call to the dealer, the price quoted was 17k, with no accident of whatsoever. i doubt that I will get 17k since there are some dent here and there at the car due to some minor hit here and there either due to my own-self or others who had driven the car.

The sales agent asked for my EA form as well as 3 months salary slip in order for me to apply for a new loan. I hope to get for a full loan from Bank Rakyat or Bank Islam. Since my age is below 30 years old and have a stable job at a government related company, the sales agent assured me that I would be eligible for a full loan for ten years. I decided that the more I save today, the better I am if anyone understand the value of money. The money today that I have worth more than the money that I expected to have in the future.

Although there is a lot of rumors saying that the car prices in Malaysia would fall, I have strong doubt to that looking at the current price trending of a new honda city, the new hyundai sonata or new hyundai tuscon, the new chevy cruze and the so much anticipated waja replacement model which would start at 75k for 1.8 engine. Even so, there are stronger rumors that the launch of the waja replacement would be postponed to a date no one knows due to some complications with mitsubishi engine or vendor i truly do not know or sure. Nevertheless, when the car will actually comes out, it is not advisable to just buy the car since it would be the first batch and first batch of Proton cars are notoriously known to have so many problems here and there. With the forte, I got much confidence since it was fully imported from Korea, a country so wanted to prove their achievement to be as good or better than Japan or Taiwan. I trust the Korean to be careful of exporting their car to Malaysia so as to ensure that their face value would not be tarnished. In addition, the forte has been around since the end of last year and thus far, I have not heard any major issues. In comparison with Honda or Toyota, forte has offered more features in and out. I hope I am making a good decision yesterday when placing a booking for a metal bronze 2.0 forte.

Today I submitted my EA form and my salary slip. Let's wait and see how the Naza dealer at Ampang waterfront perform. I decided to record my experience of buying a new car while letting go a my current car which has more than 4 years of loan to go.